You've worked hard for what you have. Your house is more than a place for your stuff. It’s your home. Be safe. Protect the people you love and the things you value with a home insurance policy.

Homeowner insurance: Protect your home and property

Storms, theft, accidents – you can’t predict what will happen, but you can prepare for what may come with home insurance.

This could protect you from:

• Fire and lightning
• Wind and hail
• Ice or snow
• Smoke damage
• Falling objects
• Damage by freezing
• Explosion
• Theft on or off premises
• Vandalism
• Accidental overflow from plumbing
• Accidental electrical damage to appliances
• Damage by vehicles and aircraft
• Riots

Protect yourself and others

When accidents happen on your property, they can cause injury to your family and others, or damage to other people’s property.

We can help protect you with coverage* including:

• Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
• Protection against claims you're legally obligated to pay - - injury, sickness, disease and death of others
• Payment of the cost of defending claims against you
• Medical expenses of others
• Accidental death benefits

*Coverages are subject to underwriting guidelines and approval and may not be available in all states.

Save on home insurance !!

There are lots of ways you could save. We offer Home insurance discounts for:

• Monitored fire and burglary alarms
• Local ultrasonic burglary alarms
• Fire extinguishers
• Deadbolt locks on all exterior entryways
• Sprinkler systems
• Home insurance combined with auto insurance or other policies we offer

Home Improvement - - are you covered?

When it comes to home improvement, most people do their homework. They research contractors, materials, architects – whatever it takes to get the job done right. But the truth is, most people overlook one important detail – insurance. Over half of all homeowners are underinsured. Think you’re covered? We can help make sure.

Sinkhole coverage: Most homeowners today do not realize if their home is damaged from a sinkhole they have no coverage. This coverage can be added for a minimal charge.

Earthquake coverage: Provides homeowners with dwelling coverage in case of earth movement from an earthquake.

Replacement cost of dwelling: This is a much needed coverage for homeowners to insure their home can be replaced in case of a total loss. Most insurance companies today offer up to 25 above coverage A on the policy.

Replacement cost of contents: The coverage on your homeowners policy insures your personal property is replaced with new similar items instead of depreciated items.

Muti-policy Discount: Provides homeowners with discounts for insuring more than one type of policy with the same ompany.

Identity theft coverage: Provides coverage when a person has their identity stolen.

Inland Marine: Adds coverage to the homeowners existing policy to insure items such as rings and other jewelry.

Be safe. Be prepared. Protect what matters most with home insurance. Request a quote today with our Quote Tool.